I lent my boat to a good friend of mine. Temagami is still a foot high, so these rocks, about 3/4 acre one solid rock is usually not submerged.
They had the boat fully loaded with 4 guys and gear for 4 days off grid. There is a set of narrows you have to go through and after slowing down to go through them they had to make a long sweeping circle to get back on plane.
The long circle caused the driver to enter through a rock pass you typically fly through at a slightly different angle and just as the boat planed out they ran over the usually exposed rock. Typically this section of water is smooth100y wide, but currently it is 200? They were off a few feet to the right , and the rock is basically a square edge.
They hit the hull about 12" from the stern but just so slightly, so the bullet and the driveshaft house ran square into a 90° rock at full throttle acceleration and it sheared it clean off. The gearcase then went airborne, came back and torpedo'd and skipped to its eventual resting place, which in a couple weeks, might actually be exposed. I intend to go get it out of pure curiousity. Every piece of fiber glass and plastic on the motor shattered from impact alone.
I am covered by insurance, however boat Insurance is different and getting extremely expensive. Frankly at the cost of a new outboard they probably would have wrote the whole boat off. The driver is a stand up guy(or else I wouldn't have lent it out) and I have worked with him for 20 years. He is replacing the mbotor outright. It has been ordered as of Tuesday and should be here next week. That's about as much of that portion of the story that I should speak of publicly, but either way I'm being taken care of and more.
Nobody was hurt, it's only a boat. But I have to say, it's damned impressive how much damage happened.